Can I Use My FSA or HSA for IV Therapy?

If you’ve got a Flexible Spending Account (FSA) or Health Savings Account (HSA), you already know they can be a great way to cover certain healthcare costs with pre-tax dollars. But many people aren’t sure whether IV therapy especially wellness-focused options like NAD+, hydration drips, and vitamin infusions, qualifies. Here’s what you need to know.

What Are FSA and HSA Accounts?

• FSA (Flexible Spending Account) – An employer-sponsored account you put pre-tax money into for eligible medical expenses.

• HSA (Health Savings Account) – A personal health account available to those with high-deductible health plans (HDHPs), also funded with pre-tax dollars, but you own it and it can grow year to year.

Both reduce your taxable income, meaning you keep more of your money while covering health-related costs.

Who Can Get Them?

• FSAs – Offered by many employers as part of benefits packages. You can’t get one on your own unless your employer offers it.

• HSAs – Available if you’re enrolled in an HSA-eligible high-deductible health plan. You can open one through your employer or directly with a bank or HSA provider.

Why Is There a Tax Benefit?

Every dollar you contribute to an FSA or HSA isn’t taxed so you can save anywhere from 10% to 37% depending on your income bracket. HSAs add an extra benefit: money can also be invested and grow tax-free if you don’t spend it right away.

Do They Roll Over?

• FSA – Most are “use it or lose it” by the end of the plan year, but some employers allow a grace period (often until March 15 of the following year) or let you carry over a small amount (e.g., $640 in 2024).

• HSA – Always rolls over year to year. Funds never expire.

When Can You Use FSA/HSA Funds?

You can use the money anytime during your coverage period for eligible expenses. For FSAs, that’s generally within the plan year (plus any grace period). For HSAs, funds can be used at any time.

Why You Can Use It at DripDoc

At DripDoc, you can pay for most IV therapy sessions directly with your FSA or HSA card. Because all treatments are provided by licensed RNs under the supervision of our in-house medical director, they qualify as eligible medical expenses under IRS guidelines. You can use your FSA or HSA card online, over the phone, or in person with your nurse, whichever is easiest for you.

Examples of Eligible IV Therapies at DripDoc

• Hydration for illness recovery

• Vitamin C infusions for immune support

• NAD+ therapy for metabolic or neurological support

• Myers’ Cocktail for nutrient deficiencies

How to Book Using FSA/HSA

1. Book your IV therapy online: dripdoc.co/service-booking

2. Pay with your FSA or HSA card online, over the phone, or directly with your nurse at your appointment.

3. We process it on the spot and give you an itemized receipt for your records.

Call us: (833) 374-7362

Email: help@dripdoc.co